Chapter 13 Bankruptcy
Stop foreclosure, catch up on missed payments, and protect the property that matters.
Virtual Appointments Available
Mass Debt Law is the bankruptcy and debt-relief practice of Evans & Evans, P.C.
If you’ve fallen behind on your mortgage or car payments, Chapter 13 can stop foreclosure or repossession and let you catch up over time.
Instead of wiping debt out all at once, Chapter 13 reorganizes what you owe into a single, affordable monthly plan — so you can keep your home, your car, and your peace of mind.
Is Chapter 13 right for me?
Chapter 13 may be right for you if you can say yes to any of these:
- You’re facing foreclosure and want to keep your home.
- You’re overwhelmed by accumulating debts, lawsuits, tax levies, or liens.
- You’re falling further behind on payments for your home, car, or rent.
- You owe back payments on a car loan or mortgage and see no way to make them up at once.
- You run a small business or own investment property and are under attack from creditors, a landlord, a mortgage lender, the IRS, or the Massachusetts DOR.
What Chapter 13 can do for you
- Stop foreclosure and let you cure missed mortgage payments over the life of the plan.
- Roll your debts into one manageable monthly payment, based on what you can actually afford.
- In many cases, reduce car payments and “strip off” a completely underwater second mortgage.
- Stop creditor harassment, lawsuits, and garnishment while you reorganize.
Practice Areas
Handle your entire bankruptcy case remotely — virtual consultations, e-signatures, and secure document exchange, all from the comfort of your home or office.
If foreclosure or repossession is looming, time matters. Call (978) 548-5174 and let’s build your plan.
*Outcomes depend on your specific circumstances and can only be determined after consultation with a qualified attorney.
Disclosure:
Evans & Evans, P.C. is a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
