Bankruptcy & Debt Relief

Massachusetts Personal Bankruptcy Attorneys

Evans & Evans has helped countless individuals on the North Shore and greater Boston area file for personal bankruptcy to eliminate credit card debts, medical debts, personal loan debts, certain tax debts (not all taxes can be discharged) and many other type of consumer debt.

We can also help you avoid foreclosure, obtain a loan modification, stop tax levies and garnishments, stop car repossessions, and in many instances reduce your car payments and “strip off” second mortgages.

Is bankruptcy the right solution for you?

We will carefully analyze your financial situation and advise you on whether bankruptcy is the best course of action, or whether you should consider alternative forms of debt relief such as settlement, negotiation and consolidation. If bankruptcy is not the best solution for you, we will help you negotiate or, in appropriate cases, fight your creditors in court.

If bankruptcy is the right solution for you, we will determine together which “chapter” of the Bankruptcy Code is appropriate for your situation.

Get Help With Your Debt – You can get a fresh start and start sleeping again

Your debt is not going to go away on its own and will continue to stand in your way and prevent you (or your business) from achieving your goals unless you take action. While Bankruptcy can be a frightening prospect, we will carefully explain the process and advise you of what you can realistically expect to achieve. In many cases, relief can be obtained relatively quickly and easily. In any event, we will be up front with you about your case, and you will be involved every step of the way. We will put our expertise to work to advocate for you so you can achieve a financial fresh start. This in turn will make you feel more comfortable about the entire process.

Bankruptcy & Debt Relief

Chapter 7 Bankruptcy

The thought of filing for bankruptcy may seem scary. It doesn’t need to be. We can answer your questions, listen to your concerns and guide you to a brighter financial future.

For many of our clients, filing for Chapter 7 bankruptcy protection is the right answer – the answer that will get them back on their feet and working toward complete financial freedom and independence. Chapter 7 can be the solution to getting rid of your debt and reclaiming your future. Don’t delay – your future is at stake. Contact us now for a confidential case evaluation!


Chapter 13 Bankruptcy

Are you facing foreclosure? Are you feeling overwhelmed by accumulating debts, lawsuits, tax levies or liens? Are you falling further and further behind in your payments on your home? Do you have a seemingly insurmountable student loan debt? Do you owe back payments on your car loan or your mortgage and don’t see any possible solution to making-up those payments? If your answer to any of these questions is yes, a Chapter 13 bankruptcy reorganization may be appropriate for you.


Chapter 11 Bankruptcy

If you operate a small business, including commercial and residential property investments, and are overwhelmed by your debt and under attack by your creditors, landlord, mortgagee or IRS and DOR, or are an individual or couple with debt levels which would make you ineligible for a Chapter 13 Bankruptcy, a Chapter 11 may allow you to repay a portion of your debt over time, while allowing you under some circumstances to modify mortgages and other secured debt.