Bankruptcy & Debt Relief

Now: Virtual/Online Meeting and Bankruptcy Filing Plan Available.
Meet with us from the comfort of your home or office!
Click here for more information.


Affordable, Effective Bankruptcy & Debt Relief Lawyers

Serving the North Shore and Greater Boston for over 50 years


“I was so fortunate to have had Andrew Evans for my attorney. I had a complicated situation, not of my doing, and he was so professional, so invested in getting all the information and clearing it up. He explained everything in a way that I could understand which was greatly appreciated. He always returned my emails and phone calls which also was so appreciated. His calmness and positive outlook was so helpful. I would recommend Andrew Evans to anyone looking for an outstanding lawyer.” – A.D.


Get Rid of Your Debt, and in most instances Keep your Home, Car and Retirement Plan

In most cases, you can:

done_outline Keep your “exempt” assets (such as your home, automobiles and retirement plans)*

done_outline Eliminate or reduce your debts*

done_outline Stop Foreclosures and Evictions

done_outline Stop Lawsuits

done_outline Stop Creditor calls and Harassment

done_outline Get breathing room to reorganize your financial life

done_outline START Sleeping Again!

*A determination of whether and to what extent assets can be retained and what debts may be discharged can only be made after consultation with a qualified attorney

Peabody, Massachusetts Personal and Business Bankruptcy Attorneys

Since 1958, Evans & Evans, P.C., has helped countless individuals on the North Shore and greater Boston area file for bankruptcy to eliminate credit card debts, medical debts, personal loan debts, certain tax debts (not all taxes can be discharged) and many other types of consumer and commercial debt.

We can also help you avoid foreclosure, obtain a loan modification, stop tax levies and garnishments, stop car repossessions, and in many instances reduce your car payments and “strip off” completely “underwater” second mortgages.

Our attorneys are highly experienced in Bankruptcy law, effective, and dedicated to helping you get a fresh financial start.

Bankruptcy & Debt Relief

Is bankruptcy the right solution for me?

We will carefully analyze your financial situation and advise you on whether bankruptcy is the best course of action, or whether you should consider alternative forms of debt relief such as settlement, negotiation, and consolidation. If bankruptcy is not the best solution for you, we will help you negotiate or, in appropriate cases, fight your creditors in court.

The thought of filing for bankruptcy may seem scary. It doesn’t need to be. We can answer your questions, listen to your concerns and guide you to a brighter financial future.

For many of our clients, filing for bankruptcy protection is the right answer – the answer that will get them back on their feet and working toward complete financial freedom and independence. In many cases, bankruptcy can be the solution to getting rid of your debt and reclaiming your future.

Schedule A Free Telephone Consultation Now To Learn About Your Options

If bankruptcy is the right solution for you, we will determine together which “chapter” of the Bankruptcy Code is appropriate for your situation.

Get Help With Your Debt – You can get a fresh start and start sleeping again

Your debt is not going to go away on its own and will continue to stand in your way and prevent you (or your business) from achieving your goals unless you take action. While Bankruptcy can be a frightening prospect, we will carefully explain the process and advise you of what you can realistically expect to achieve. In many cases, relief can be obtained relatively quickly and easily. In any event, we will be up front with you about your case, and you will be involved every step of the way. We will put our expertise to work to advocate for you so you can achieve a financial fresh start. This in turn will make you feel more comfortable about the entire process.

Debt Relief Just Ahead sign with parting clouds in the background

Chapter 7 Bankruptcy

Chapter 7 may be right for you if you answer yes to any of the following questions:

Drowning in Credit Card Debt or burdened by old debt still showing up on your credit report?
Have you lost your job or don’t have enough income to pay your regular household expenses?
Have you experienced Business failures, old tax debts, personal loans?
Medical bills and other debt piling up?

Click HERE for more information on Chapter 7

Don’t delay – your future is at stake. Contact us now for a confidential case evaluation! Get on the way to a fresh financial start and brighter future Today!

Sun shining through parting clouds

Chapter 13 Bankruptcy

Chapter 13 may be right for you if you answer yes to any of the following questions:

Facing foreclosure?
Overwhelmed by accumulating debts, lawsuits, tax levies or liens?
Falling further and further behind in your payments on your home, car or rent?
Impossible Student loan debt?

CLICK HERE for more information on Chapter 13

Do you owe back payments on your car loan or your mortgage and don’t see any possible solution to making-up those payments?

Do you operate a small business, including commercial and residential property investments, in your own name and are overwhelmed by your debt and under attack by your creditors, landlord, mortgage or IRS and DOR?

“I was referred to Andrew this summer by a business associate. I had a long standing situation with a bank that finally had to be resolved or it was going to get ugly. Andrew was able to resolve the matter in a timely fashion and more importantly under very acceptable terms. I would not hesitate to refer him or call him again with any legal financial situations . He was a pleasure to deal with.” – C.B.

Chapter 11 Bankruptcy

If you operate a small business, including commercial and residential property investments, and are overwhelmed by your debt and under attack by your creditors, landlord, mortgagee or IRS and DOR, or are an individual or couple with debt levels which would make you ineligible for a Chapter 13 Bankruptcy, a Chapter 11 may allow you to repay a portion of your debt over time, while allowing you under some circumstances to modify mortgages and other secured debt.

Office Visit is not always required.

We can do a phone consultation or ZOOM videoconference, gather all information and documents (except documents requiring original signatures, which must be mailed) through our secure client portal and file your case electronically. Skip the traffic and avoid spending your valuable time in an attorney’s office. We can get the process started right now.